Privacy Policy

Last Updated on December 21, 2023

Introduction

This Privacy Policy (“Privacy Policy”) applies to all who use the website accessible at
https://www.vinceecommastermind.com/ (the “Site”), which is owned and operated by Vince Ecom Mastermind LLC, a Florida limited ability company, and its subsidiaries, representatives, affiliates, officers and directors (collectively, “VEM”). For purposes of this Privacy Policy, the words “you” and your” refer to each individual accessing and using the Site, and “VEM” may sometimes be referred to herein as “us,” “our,” or “we.”

The purpose of this Privacy Policy is to inform you what information VEM may collect, how we
use such information and who we will share such information with, if at all, when you access and use the Site. This Privacy Policy does not address the privacy practices of any third parties that we do not own, control or are affiliated with. By accessing or using the Site, you confirm your agreement to be bound by the terms of this Privacy Policy. If you do not agree to the Privacy Policy, you may not access or use the Site.

This Privacy Policy applies only to our online activities and is valid for visitors to the Site with
regards to the information that they share and that we collect on the Site. This Privacy Policy is
not applicable to any information collected offline or via channels other than the Site.
VEM takes the privacy concerns of our Site visitors seriously. Therefore, if you have additional
questions or require more information about our Privacy Policy, do not hesitate to contact us at
VinceEcomMastermind@gmail.com‬‬.

Information We Collect

When you access and use our Site, we collect the information that you choose to provide to us.
This may include, without limitation, your name, email address, phone number, address,
responses to personal financial questions, and any message and/or attachments you may send us. Like most website operators, we also collect non-personally identifying information of the sort that web browsers and servers typically make available, such as the browser type, language
preference, referring site, and the date and time of each visitor request. Our purpose in collecting non-personally identifying information is to better understand how Our visitors use our Site.

We may also gather certain information automatically, such as Internet protocol (IP) addresses,
browser type, Internet service provider (ISP), operating system, your Site activity (including the
Site content you view, mouse movements, mouse clicks, taps, swipes, and information you
view), and/or clickstream data for purposes such as analyzing trends, administering the Sites,
improving the function and content of the Sites, and enforcing our Terms of Use. We use
standard Internet technologies, such as cookies, web beacons, session replay/screen capture, and similar technologies to collect this information, as explained below in the section on cookies.

We may also collect precise information about your location, such as your mobile device’s GPS
coordinates, cell tower information and/or Wi-Fi signals. We may use this information to
personalize your experience in connection with your use of the Site. If you do not want VEM to
collect and use your specific geolocation information, you can disable the location features on
your device. Check your device manufacturer settings for how to do so.

Children Under 13

Our Site and services are not designed for children under the age of 13. If we discover that a
child under the age of 13 has provided us with personal information, we will delete such
information from our systems.

How We Use Your Information

We use the information we collect in various ways, including but not limited to: (i) to provide,
operate, and maintain our Site, (ii) improve, personalize, and expand our Site, (iii) understand
and analyze how you use our Site, (iv) develop new services, features, and functionality, (v)
communicate with you, either directly or through one of our partners, including for customer
service, to provide you with updates and other information relating to the Site and for marketing and promotional purposes, (vi) send you emails, (vii) resolve disputes, collect fees and troubleshoot problems, (vii) detect and prevent fraud, spam, abuse, security incidents and other harmful activities, and (viii) provide prospective customers with references to VEM’s business opportunity.

How We Share Information We Collect

We work with various third-party partners who help us provide and improve our services. We don’t sell any of your information to anyone, and we have no plans to do so. We also impose restrictions on how our partners can use and disclose the data we provide. We have summarized how we share the information we collect below.

If you have purchased a business opportunity from VEM, we may share your personal contact information with prospective customers, which is limited to your first name, first letter of your last name, phone number, and your state of residence. A prospective customer may contact you to compare your experience with what VEM told you about its business opportunity.

We may share your information with our affiliates (companies that control, are controlled by, or are under common control with, VEM) as well as select partners. Examples of how these entities may use your information include making predictions about your interests and providing you with special offers, promotions, advertisements, and other materials.

We may share your information with vendors that perform functions on our behalf. Examples of such functions include fulfilling orders, delivering packages, email administrative functions, processing credit card payments, and providing customer service.

We may also disclose your information as required by law, such as to comply with a subpoena, legal proceedings, or similar legal process, including disclosure to authorized third-party auditors; or when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate or prevent fraud, or respond to a government request.

Information We Collect

When you access and use our Site, we collect the information that you choose to provide to us.
This may include, without limitation, your name, email address, phone number, address,
responses to personal financial questions, and any message and/or attachments you may send us. Like most website operators, we also collect non-personally identifying information of the sort that web browsers and servers typically make available, such as the browser type, language
preference, referring site, and the date and time of each visitor request. Our purpose in collecting non-personally identifying information is to better understand how Our visitors use our Site.

We may also gather certain information automatically, such as Internet protocol (IP) addresses,
browser type, Internet service provider (ISP), operating system, your Site activity (including the
Site content you view, mouse movements, mouse clicks, taps, swipes, and information you
view), and/or clickstream data for purposes such as analyzing trends, administering the Sites,
improving the function and content of the Sites, and enforcing our Terms of Use. We use
standard Internet technologies, such as cookies, web beacons, session replay/screen capture, and similar technologies to collect this information, as explained below in the section on cookies.

We may also collect precise information about your location, such as your mobile device’s GPS
coordinates, cell tower information and/or Wi-Fi signals. We may use this information to
personalize your experience in connection with your use of the Site. If you do not want VEM to
collect and use your specific geolocation information, you can disable the location features on
your device. Check your device manufacturer settings for how to do so.

Cookies and Tracking

As with any other website, the Site uses “cookies.” Cookies are small record keeping files that a
site or its service provider transfers to your computer’s hard drive through your Web browser.
Cookies allow our systems to recognize your browser and capture and remember certain
information in order to make your future interaction with the Site easier and more convenient.
We may allow third parties to use cookies on the Site, but we do not control the use or contents of third-party cookies. Web browsers often allow you to configure the browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. If you elect to reject cookies, please note that you may not be able to take full advantage of the features and functions of the Site.

For more general information on cookies, please visit the following website:

https://www.cookieconsent.com/what-are-cookies/

Third-Party Links

The Site may contain links to websites operated and maintained by third parties over which we
have no control. Any information you provide to third-party websites will be governed under the terms of each websites’ privacy policy, and we encourage you to investigate such policies before disclosing any information to the operators of third-party websites. We have no responsibility or liability for the content, actions or policies of third-party websites. The inclusion of links to third-party websites on our Site in no way constitutes an endorsement of such websites’ content, actions or policies.

Google AdWords for Remarketing

We use remarketing services to advertise on third-party websites (including Google) to previous
visitors to our Site. It could mean that we advertise to previous visitors who haven’t completed a task on our Site, for example using the contact form to make an inquiry. This could be in the
form of an advertisement on a site in the Google Display Network or the Google search results
page. Third-party vendors, including Google, use cookies to serve ads based on someone’s past
visits. Any data collected will be used in accordance with Google’s privacy policy and our own.

You can set preferences for how Google advertises to you using the Google Ad Preferences
page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Opting-Out From Receiving Communications

You may opt-out from having your personal information used for certain purposes. For example, if you purchase services from the Site but do not wish to have your personal contact information shared with other prospective customers, you may opt-out by emailing us at
vinceecommastermind@gmail.com.

Updates

We may occasionally update this Privacy Policy. If we make significant changes, we will notify
you of the changes through the Site or through others means, such as email. To the extent
permitted under applicable law, by using our Site after such notice, you consent to our updates to this Privacy Policy. We encourage you to periodically review this Privacy Policy for the latest
information on our privacy practices.

General Data Protection Regulation (“GDPR”) Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user
is entitled to the following:

- The right to access – You have the right to request copies of your personal data. Except to
the extent not permitted under the CPPA as described below, we may charge you a small
fee for this service.

- The right to rectification – You have the right to request that we correct any information
you believe is inaccurate. You also have the right to request that we complete the
information you believe is incomplete.

- The right to erasure – You have the right to request that we erase your personal data,
under certain conditions.

- The right to restrict processing – You have the right to request that we restrict the
processing of your personal data, under certain conditions.

- The right to object to processing – You have the right to object to our processing of your
personal data, under certain conditions.

- The right to data portability – You have the right to request that we transfer the data that
we have collected to another organization, or directly to you, under certain conditions.If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at vinceecommastermind@gmail.com

California Consumer Privacy Act (“CCPA”)

The California Consumer Privacy Act (“CCPA”) requires us to disclose categories of personal
data we collect and how we use it, the categories of sources from whom we collect personal data,
and the third parties with whom we share it, which we have explained above.

Under the CCPA, “personal information” is any information that identifies, relates to, describes,
is reasonably capable of being associated with, or could reasonably be linked, directly or
indirectly, with a particular California resident or household.Categories of Collected Information

In the year before this section was last updated, we may have collected the following categories
of information from California residents:

- Address and other identifiers -- such as name, phone number, postal address, zip code, email address, account name or number, payment card numbers, or other similar identifiers

- Unique and other online identifiers -- such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system- Commercial information -- such as products or services purchased, obtained, or considered, or other purchasing histories or tendencies

- Internet or other electronic network activity information -- such as browsing history, search history, and information regarding your interactions with our Website

- Location information

Business or Commercial Purposes for Collected Information

We may have collected or sold the above categories of information from California residents for
the following business or commercial purposes:

- Performing services on behalf of the business -- such as customer service and processing
payments

- Auditing customer transactions

- Fraud and crime prevention

- Debugging errors in systems

- Marketing and advertising

- Internal research, analytics and development -- e.g., user

-preference analytics

- Developing, maintaining, provisioning or upgrading networks, products, services, or devices

Sources of Collected Information

We may have obtained the collected information from a variety of sources, including:
- Directly from you -- such as technical and usage information when you use our Site

- Our joint ventures and promotional and strategic partners

- Information suppliers

- Distributors and other vendors

- Marketing mailing lists

- Publicly available sources

Disclosure of Collected Information to Third Parties

We may have disclosed the following categories of collected information to third parties:
- Address and other identifiers -- such as name, phone number, postal address, zip code,
email address, account name or number, payment card numbers, or other similar
identifiers

- Unique and other online identifiers -- such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system

- Commercial information -- such as services purchased, obtained, or considered, or other purchasing histories or tendencies

- Internet or other electronic network activity information -- such as browsing history, search history, and information regarding your interactions with our Website

- Location information

The third parties may have included the following:
- Affiliates
- Service Providers
- Social Media Platforms
- Advertising Partners
- Analytics Partners
- Promotional Partners
- Government Entities

Additional Rights for California residents

Notice at Collection. We are required to notify California residents, at or before the point of collection of their personal information, the categories of personal information collected and the purposes for which such information is used.

Under the CCPA, among other rights, subject to certain exceptions, California residents have the right to make the following requests, at no charge, up to twice every 12 months:

- Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers, the categories of sources from which we collected California information, the business or commercial purposes for which we collected or sold California information and the categories of third parties with which we shared the California information.

- Request that a business delete any personal data about the consumer that a business has collected, except where necessary for any of a list of exempt purposes.

- Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of
these rights, please contact us at please contact us at 8801 W Atlantic Blvd suite 771542, coral springs, Florida 33071, vinceecommastermind@gmail.com

If you are a California resident and have an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties’ direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to VEM at 8801 W Atlantic Blvd suite 771542, coral springs, Florida 33071, vinceecommastermind@gmail.com ‬. Please allow up to thirty (30) day to receive a response.

Terms of Use

Last Updated on December 21, 2023

Introduction

These Terms of Service (“Terms”) govern all use of the website accessible at
https://www.Vinceecommastermind.com (the “Site”), which is owned and operated by Vince Ecom Mastermind LLC, a Florida limited ability company, and its subsidiaries, representatives, affiliates, officers and directors (collectively, “VEM”), and all related services provided by VEM (“Services”). For purposes of these Terms, the words “you” and your” refer to each individual accessing and using the Site, and “VEM” may sometimes be referred to herein as “us,” “our,” or “we.”

PLEASE READ THESE TERMS CAREFULLY AS THEY CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND VEM. ANY PARTICIPATION IN THE SITE WILL CONSTITUTE ACCEPTANCE OF THESE TERMS. IF YOU DO NOT AGREE TO ABIDE BY THE TERMS, PLEASE DO NOT USE THIS SITE.

By accessing or using the Site, you confirm your agreement to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Site. VEM may immediately terminate these Terms with respect to you, or generally cease offering or deny access to the Site or any portion thereof, at any time for any reason.

Modifications

We may revise these Terms at any time without notice to you. Amendments will be effective upon the posting of such updated terms on VEM’s website. Your continued access or use of the Site after such posting confirms your consent to be bound by the Terms, as amended. The most current version of these Terms will be available on the Site and will supersede all previous versions of the Terms.

We reserve the right, at any time in our sole discretion, to modify, suspend or discontinue the Site or any Service, content, feature, or product offered through the Site, with or without notice and/or offer opportunities to some or all users of the Site, for any reason.  You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site, or any Service, content, feature or product offered through the Site.

Privacy

By accessing and using the Site, you are also agreeing to our privacy policy (“Privacy Policy”). The Privacy Policy governs how VEM collects and uses your personal information in connection with the Site. The Privacy Policy is located at https://www.vinceecommastermind.com/privacy-policy.

Access and Use of Site

By using this Site, you represent and warrant that you are eighteen (18) years of age or older, or if you are under the age of eighteen (18) you are at least the age of thirteen (13) and are accessing the Site with the knowledge and consent of your parent or legal guardian, who will also be deemed to have agreed to these Terms. Certain features on this Site and certain product offerings may be subject to heightened age and/or other eligibility requirements.

Proprietary Rights

All text, graphics, button icons, images, videos, and audio clips (collectively, “Content”) that appear on the Site belong exclusively to VEM or its affiliates. The collection, arrangement, and assembly of all Content on this Site (the “Compilation”) belongs exclusively to VEM or its affiliates. The Content and the Compilation are all protected from unauthorized use, copying and dissemination by copyright, trademark, publicity and other laws and by international treaties. Unless expressly permitted in writing by us, you shall not capture, reproduce, perform, transfer, sell, license, modify, create derivative works from or based upon, republish, reverse engineer, upload, edit, post, transmit, publicly display, frame, link, distribute, or exploit in whole or in part any of the Content or the Compilation.

Subject to the conditions of these Terms, we hereby grant you a limited, revocable, non-transferable and non-exclusive license to access and use the Site and to display the Site on your Internet browser for the sole purpose of shopping for the Service sold on the Site and not for any other commercial use or use on behalf of any third party. Any breach of these Terms shall result in the immediate revocation of the license granted in this paragraph without notice to you. The Site and all rights therein are and shall remain VEM’s property. Neither these Terms nor your use of the Site shall convey or grant to you any rights: (i) in or related to the Site except for the limited license granted above; or (ii) to use or reference in any manner VEM’s company names, logos, and Service names, trademarks or services marks.

Disclaimer of Warranties

THE SITE AND ANY SERVICES ADVERTISED ON THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE."; VEM DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, NOT EXPRESSLY SET OUT IN THESE TERMS, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN ADDITION, VEM MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE REGARDING THE
RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, OR AVAILABILITY OF THE SERVICE OR ANY SERVICES REQUESTED THROUGH THE USE OF THE SITE, OR THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE. VEM DOES NOT GUARANTEE THE QUALITY, SUITABILITY, SAFETY OR ABILITY OF THIRD-PARTY PROVIDERS. YOU AGREE THAT THE ENTIRE RISK ARISING OUT OF YOUR USE OF THE SITE REMAINS SOLELY WITH YOU, TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW. NOTHING CONTAINED ON THIS SITE SHALL BE INTERPRETED AS LEGAL, PROFESSIONAL, FINANCIAL, OR OTHER ADVICE TO YOU.

Limitation of Liability

NO PARTY HEREUNDER (INCLUDING, WITHOUT LIMITATION, VEM) WILL BE LIABLE TO THE OTHER FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL, OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY BUSINESS INTERRUPTION OR LOSS OF USE, GOODWILL, DATA, PROFIT OR BUSINESS, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS (HOWEVER ARISING, INCLUDING NEGLIGENCE, CONTRACT, STATUTORY OR OTHERWISE), EVEN IF THE PARTIES ARE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. YOUR TOTAL CUMULATIVE LIABILITY IN CONNECTION WITH THESE TERMS, WHETHER IN CONTRACT OR TORT OR OTHERWISE, WILL NOT EXCEED, THE AMOUNT ACTUALLY PAID BY YOU TO VEM DURING THE 90 DAYS IMMEDIATELY PRECEDING THE ACTION GIVING RISE TO SUCH CLAIM; AND VEM’S TOTAL CUMULATIVE LIABILITY TO YOU IN CONNECTION WITH THIS AGREEMENT, WHETHER IN CONTRACT, STATUTE, TORT OR OTHERWISE, WILL NOT EXCEED, THE AMOUNT ACTUALLY PAID BY YOU TO VEM DURING THE 90 DAYS IMMEDIATELY PRECEDING THE ACTION GIVING RISE TO SUCH CLAIM.

Indemnification

You agree to indemnify and hold VEM and its affiliates and their respective officers, directors,
employees, and agents harmless from any and all claims, demands, losses, liabilities, and
expenses (including attorneys’ fees), arising out of or in connection with: (i) your use of the Site
or services obtained through your use of the Site; (ii) your breach or violation of any of these
Terms; or (iii) your violation of the rights of any third party.

Class Action Waiver
– PLEASE READ THIS SECTION CAREFULLY
– MAY AFFECT YOUR LEGAL RIGHTS


VEM and you agree that VEM and you will resolve any disputes, claims or controversies on an
individual basis, and that any claims brought under these Terms in connection with the Site will
be brought in an individual capacity, and not on behalf of, or as part of, any purported class,
consolidated, or representative proceeding. VEM and you further agree that VEM and you shall not participate in any consolidated, class, or representative proceeding (existing or future) brought by any third party arising under these Terms or in connection with the Site.

If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that arbitration can proceed on a class basis, then the disputes, claims or controversies will not be subject to arbitration and must be litigated in federal court located in Broward County, Florida.

Dispute Resolution

By using the Site, you agree that all disputes, claims, or causes of action arising from or related
to your use of the Site will be resolved through state and federal courts in Broward County,
Florida

Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Assignment

VEM is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between VEM and you in relation to your use of the Site and supersede all prior agreements and understandings.

Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Florida,
without giving effect to any conflict of law principles. However, the choice of law provision
regarding the interpretation of these Terms is not intended to create any other substantive right to non-Florida residents to assert claims under Florida law whether that are by statute, common law, or otherwise. These provisions are only intended to specify the use of Florida law to interpret these Terms and the forum for disputes asserting a breach of these Terms, and these provisions shall not be interpreted as generally extending Florida law to you if you do not
otherwise reside in Florida.

Notice

VEM may give notice by means of a general notice on the Site, electronic mail, telephone or text message to any phone number provided by you, or by written communication sent by first class mail or pre-paid postage to any address provide by you. Such notice shall be deemed to have been given upon the expiration of 48 hours after mailing or posting (if sent by first class mail or pre-paid post) or 12 hours after sending (if sent by email or telephone). You may give notice to VEM, with such notice deemed given when received by VEM, at any time by first class mail or pre- paid post to our legal counsel at Vince Ecom Mastermind LLC, Lorium Law 101 NE 3RD Avenue, suite 1800 Fort Lauderdale, Florida 33301 Attn: Joe Grant.

Earning Disclaimer

Last Updated on December 21, 2023

Every effort has been made to accurately represent this product and it’s potential. Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques and ideas in the materials provide on this websites, related websites, social media posts, videos, printed or digital media, documentation, live events, webinars, and in oral or written communications (“Materials”). Examples in these Materials are not to be interpreted as a promise or guarantee of earnings, success, or profits. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not purport this as a “get rich quick scheme”.

Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our Materials or any oral representation depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge, and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions. The Materials may contain information that includes or is based upon forward-looking statements. Forward-looking statements give our expectations or forecasts of future events.

You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward looking statements here or on any of our Material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our Materials. If this all sounds kind of mean and undiplomatic, you should see what the lawyers wanted us to include.

Respectfully, The Vince Ecom Mastermind Team.

Important Disclosures

Last Updated on December 21, 2023

Education and Training

Vince Ecom Mastermind, LLC (Collectively Referred to as “VEM”) its subsidiaries, and affiliates (collectively, “VEM,” the “Company,” “We,” or “Us”) is a direct-to-consumer, and direct-to-business sales and service based company. We do not sell a business opportunity, “get rich quick” program or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not and cannot guarantee success in investing. We do not make earnings claims, efforts claim, return on investment claims, or claims that our training will make you any money. Training generally includes a hybrid of education, training, and tools/resources. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited.

Examples, Case Studies, and Hypothetical Scenarios

The Company makes no representation regarding the likelihood or probability that any actual or hypothetical investment in our services will achieve a particular outcome or perform in any predictable manner. Any historical return information in the Company presentation and materials do not represent the actual performance of any specific client’s experience.  Past performance is not a guarantee of future success and returns in any period may be far above or below those of a previous period. No representation is being made that any investment will or is likely to achieve profits or losses like those achieved in the past, or that significant losses will be avoided. Investing involves risk, and you could lose money. Examples and hypothetical scenarios used in the Company presentation and materials may include information compiled from third-party sources. The Company believes the third-party information comes from reliable sources but does not guarantee its accuracy.

Lending and Financing

The Company is not a lender, does not issue credit, and is not a credit counselor or provide consulting services related to acquiring lines of credit. Lenders and consulting firms are independently owned and operated and are otherwise not affiliated with the Company. The Company does not receive referral fees, or any compensation related to lending or other services provided by these independent parties. You should carefully evaluate your own financial situation, objectives, consequences, risks, and other relevant circumstances before borrowing funds or purchasing consulting services. VEM assumes no responsibility or liability for the actions, products, services, and content of independent parties. Using borrowed money to make investments into training or to purchase any other product or service at high-interest rates or terms may significantly reduce the return you receive on any investment in education or may even cause you to lose more money than you invested. The Company urges you to carefully consider using borrowed money before making an investment decision. If you cannot make required minimum payments to the bank and/or lenders, you may incur additional fees and risk damage to your credit profile.

Customer Satisfaction Surveys

Testimonials and reviews are individual experiences and personal opinions of those who have purchased education, training our services. Individual results will vary, and testimonials and/or reviews may not be typical. Results rely on individual effort, time, and skill of each customer, as well as unknown conditions and other factors. The Company does not track monetary results. Instead, it surveys customers concerning the value of its education, training, support, and overall satisfaction.

You may be asked to complete a satisfaction survey. By completing a survey, you confirm that the information contained is an accurate representation of your experience and that you have not received any financial incentive to give positive feedback. Further, you give the Company permission to publish your aggregate feedback and comments, on your behalf, to the Company’s website(s), materials, and various online review outlets. We respect your privacy and will not publish personally identifiable information.

Third Parties

The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. Such content may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Company and its products and services. The Company assumes no responsibility or liability whatsoever for the accuracy, reliability, or opinions contained in such content. If you decide to access such content or use their products or services, you do so at your own risk.

The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company. Third-party terms and conditions, privacy provisions, confidentiality provisions, or other provisions are governed separately from your customer relationship with the Company.

Third-party company names, logos, and products are trademarks or registered trademarks of their respective holders. Use of them does not imply an affiliation with or endorsement or sponsorship of the Company.

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